Retirement Planning
Maintaining your standard of living in retirement is a concern for many people. The Government's message that individuals need to be taking more responsibility for their financial wellbeing must be taken on board. The State can no longer provide an adequate retirement provision. With the rapid decline of Final Salary Pensions and increased longevity retirement planning has never been more important.
Bespoke Options
At BML Financial Solutions we pride ourselves on providing tailored solutions for each individual client, one size does not fit all.
We provide a whole host of arrangements which include Personal Pensions, Stakeholder Pensions and Self Invested Pensions although pension products are only one way of saving for retirement.
You need to keep your options open and other products such as ISA's and Unit Trusts can sometimes be more appropriate.
BML Financial Solutions will always consider the tax implications of our advice and make sure that we only recommend solutions that fit your circumstances. Whether you are an additional 50% tax payer, 40% higher rate tax payer or basic rate tax payer we will make sure you get the most from your allowances.
As every client is different it is important to understand your retirement objectives and identify what these are. Whether you want to retire early or have a certain amount in retirement we use sophisticated software and risk analysis to give you the most accurate idea of what you will receive in retirement.
All of our advisers hold the appropriate Diploma or equivalent qualifications. They have also been in the industry for at least 10 years and have a vast array of experience. We pride ourselves on offering very clear, easy to understand advice to cut through all of the jargon and literature that is involved in our industry to make sure you understand what your options are and the best ways of achieving your objectives.